Bank Transfer Casinos in the UK

Bank transfer is a traditional online casino payment method, but one that is still widely used by gamblers, thanks to its high security and global coverage. Join us as we walk you through the main features of bank transfer casinos, how to successfully deposit and withdraw using this method, and what its main perks are, compared to other payment options.

Bank Transfer Overview – A Classic Online Casino Payment Method (Updated 2025)

Bank transfer is one of the oldest, safest and most reliable casino payment methods that you can use, even in 2022, although its history dates back as far as the 19th century. Alongside credit and debit cards, bank transfer was also one of the first accepted payment methods at land-based casinos in Vegas or Macau.

Whilst newer generations of players may consider them outdated, bank transfer casinos still maintain their popularity with veterans and traditionalists. Sometimes, a tried-and-tested method works wonders, especially if you’re not too keen on changing your existing banking habits. Plus, for older generations of players, learning the workarounds of PayPal casinos or pay by phone casinos can be daunting and time-consuming.

Bank Transfer Availability, Fees & Limits

A casino bank transfer is available worldwide: what may differ is the processing time and the financial institution that handles the transfer – for example, in the UK, you may have to connect your Lloyds or Barclays account.

Did you know?

Furthermore, for a transfer to go through, you’ll first have to verify your bank account at the casino and your identity. Then, you have to contact your bank and make sure it accepts gambling transactions, as some financial institutions don’t and will block your account if you attempt to do so.

Generally, an online casino bank transfer is free. Very rarely are there any fees imposed on the part of the casino or the bank. With that said, we do recommend contacting your financial institution of choice and checking the terms & conditions of the casino in advance, just to make sure.

A bank transfer casino UK will support all the major banks in the country, such as Halifax, Barclays, HSBC or Santander. A huge advantage to mention is that a bank transfer casino has very large limits per single transaction, as opposed to a deposit by SMS casino or a Mastercard casino (e.g. £10,000).

In addition, bank transfers can be used to make both deposits and withdrawals, which once again poses a great advantage: at the opposite end, mobile pay methods like Apple Pay only support deposits.

The only real downside of choosing a bank transfer is that it’s quite slow – processing times range from 3-5 working days on average.

Depositing with Bank Transfer

A bank transfer essentially involves an electronic transfer of money from the financial institution to the online casino. This transfer needs to be approved through an SMS code or another method of authentication. In the realm of real money online gambling, the terms bank wire or wire transfer are also used extensively: you can think of them as synonyms.

International payments using bank accounts are handled through SWIFT (Society for Worldwide Interbank Financial Telecommunications), whilst, for EU residents, SEPA (Single Euro Payment Area) is the go-to method.

To make a deposit, you only need a bank account with sufficient funds and your login credentials close by.

Quick Bank Transfer Deposit Guide

There are multiple ways of making a deposit at a casino with bank transfer: you can do it online, from the bank’s mobile app, in person or via telephone. Whichever the option chosen, you need to follow similar steps and supply the same general information:

• Step 1Go to the ’cashier’ or ’banking’ section of the casino
• Step 2Select the option to deposit
• Step 3Choose bank transfer from the list of payment options
• Step 4Login with your credentials and specify the amount for deposit
• Step 5Fill-in the recipient’s details (name of the business, six-digit sort code, eight-digit account number)
• Step 6Confirm the transfer via SMS or other verification methods

Do keep in mind that both the casino and your local bank may run additional checks to make sure the money came from you and that the transaction is legit – security checks may include entering a one-time code, supplying copies of your ID/passport or a recent bank statement.

As we mentioned previously, it may take between 3-5 working days to see the funds on your online casino balance: however, because of these verifications, total processing time can even extend to 7-8 working days. Lastly, depending on the transfer type – domestic or international, the casino will have to provide you with their IBAN and/or SWIFT code.

To speed up the process, make sure you’ve uploaded all the documents for the KYC (Know Your Customer) and AML (Anti Money Laundering) checks on the casino’s page in advance, before requesting a bank transfer.

Another protip is to opt for a fast payout casino – many of them offer instant deposits and under 24 hour withdrawals through online banking services, such as Trustly or Rapid Transfer.

Withdrawing via Bank Transfer

Are you ready to cash out your winnings at online casinos? The withdrawal process is just as easy and straightforward. After you’ve successfully passed the identity and source of funds verifications, you can submit a withdrawal request.

Once again, you should know that most online casinos will only approve a withdrawal request if a successful deposit has been made via the same method in the last 30 days. This is a standard security procedure.

Quick Bank Transfer Withdrawal Guide

To successfully complete a withdrawal, you have to follow similar steps to those required for deposits:

• Step 1Visit the cashier/banking section again
• Step 2Select the option to withdraw
• Step 3Choose bank transfer from the list of withdrawal methods
• Step 4Login with your banking credentials
• Step 5Specify the sum
• Step 6Confirm the transfer

How Long Does a Bank Transfer Take From a Casino?

Each online casino has different processing times for withdrawal requests, as the customer support team also needs to go over your documents before releasing the funds. Usually, withdrawal requests are handled anywhere from 24-72 hours. Then, you must factor in the processing times of the transfer itself, which can also take 3-5 days or more.

What is Fast Bank Transfer?

The phrase ’fast bank transfer’ refers to a money transfer from your personal bank account to another bank account, located in the same country. It is the opposite of wire transfer, which is an exchange of funds from one international bank to another.

If you opt for a fast bank transfer, the funds are usually transferred in a matter of minutes or, in some cases, even in real-time. The fast transfer function is offered by many local UK banks, such as Starling Bank, Citi Bank or Barclays, and it’s available for mobile, telephone and internet payments.

However, we should note that fast bank transfers in the UK are also facilitated by third-party payment providers, such as Klarna/SOFORT, Rapid Transfer or Trustly. These kinds of services can be used without creating additional accounts, so they are merely intermediaries between your bank and the merchant (or the online casino).

The transfer itself will still be handled by your bank’s secure servers: all you need to do once again is to insert your banking login details and the sum, then authorize through your chosen authentication method (SMS, fingerprint etc.). These services offer instant top-ups – however, some of them can’t be used for withdrawals.

An instant bank transfer casino is a common occurrence in the UK gambling sphere – many top brands are in this category, such as PlayOJO, Casumo or LeoVegas.

Pros & Cons of Casinos with Bank Transfer

No casino payment method is 100% without flaws or fit for every player type or budget. For example, if you like to gamble small sums, you may find the good old landline bill casino perfect for you. However, if you’re a high roller or VIP and move around large sums on the regular, a bank transfer is sometimes the only option.

With that said, we’ve outlined some objective pros & cons that most UK gamblers need to know:

Bank Transfer Alternatives

If you want to benefit from the same level of security that comes with bank transfer gambling, but also experiment with different payment methods, you’ve come to the right place. We’ve compiled a list of the best alternatives for UK players and why you may be tempted to try them out:

#1 E-Wallets

Digital or electronic wallets are a relatively new invention. They save us the hassle of having to look for our bank cards and fill out the numbers manually for every transactions. With e-wallets, you only have to store your card details once, and they’ll be saved automatically for the next transactions.

E-wallets support secure payments on any device – desktop, tablet, smartphone. And, recent research shows just how popular they are in the UK – according to Ppro.com, 32% of all transactions in the country are handled via e-wallets.

Some e-wallets have been created exclusively for gamblers, namely Skrill, NETELLER, MuchBetter and MiFinity, among others. Many of them offer loyalty perks in the form of extra points when depositing on UK gambling sites. PayPal is also hugely popular in the UK – because it’s a giant on the global payments market, with an outstanding reputation, it offers the same perks for gambling (fast transfers, availability on desktop or mobile etc.).

To use an e-wallet, you usually have to download a mobile app from Google Play or Appstore, depending on the device you use. Then, you have to create a new account by supplying details such as name, surname, address, phone number and country of residence. Once the account is up and running, you can fund it using a bank transfer or a debit card.

E-wallets offer instant deposits and, in many cases, the withdrawals are very fast, too, ranging from 24-48 hours. Same as the classic bank transfer, e-wallets also use various security measures such as encryption, 2FA (2-Factor Authentication) or biometrics.

#2 Fintechs/Neobanks

It’s no longer a secret to anyone that the UK is a major hub for technology and fintech services – according to public data by the London Stock Exchange, the country has invested a whopping $11.6 billion in the industry in 2021 alone.

How does all of the above relate to online gambling, you may ask? Well, some of these rising fintechs have started to foster the potential of the iGaming segment: Revolut is a shining example. Because it’s a neobank, it works very similarly to e-wallets: you can handle all transactions from a mobile app, open accounts in multiple currencies (e.g. GBP, EUR, USD), and also order a debit card issued by VISA.

Revolut is a great workaround because it has a Gambling Block function that you can activate or deactivate, if you wish to use the account for this purpose.

#3 Mobile Pay

According to the same research by Pppro.com, the Brits are huge fans of mobile payments – roughly 55% of the population uses mobile devices for all online purchases. This trend can also be seen when gambling online, with pay by phone casinos registering a massive spike in recent years.

There are many ways to make a mobile payment at online casinos: you can opt for phone billing (the amount will be added to your next bill), use phone credit, mobile top-up via telecom networks like O2, Orange or Vodafone, or simply pay by SMS.

It’s one of the fastest and most convenient methods you can go for, especially if you prefer to spin at online slots on the go. It can even be used by players without an existing bank account. The only major downside to consider is that you can only top-up very small sums (£10- £30 a day), and that this method doesn’t support casino withdrawals.

#4 Debit Card

Following a regulatory change by the UK Gambling Commission from April 2020, players can no longer use credit cards or e-wallets funded by credit cards at online casinos. Not to worry, because there is an equally good alternative present, and that is the debit card.

Most UK casinos support deposits via debit cards issued by VISA, Visa Electron, Maestro, Mastercard or American Express. Deposits will be instant, whilst withdrawals may take up to 5 days. To make a casino payment using a debit card, you need to fill out the card numbers, the expiration date and the 3-digit secure code on the back of the card, then confirm.

#5 Pre-Paid Methods

Pre-paid methods allow you to manage your casino bankroll more wisely, avoid overspending and maintain a higher level of anonymity. A popular pre-paid option with UK players is paysafecard – as their tagline suggests, paysafecard is practically an online way of paying with cash.

You can purchase a paysafe voucher in person from retail locations in the UK, such as convenience stores or pharmacies. Each voucher has a fixed value, ranging from £10 to £100, and it comes with a unique 16-digit pin code. To authorize a casino deposit, you need to fill in this code on the cashier page. Unfortunately, due to the pre-paid nature of this method, you can’t use it for withdrawals.

How to Choose a Safe Bank Transfer Casino Site?

Not all casinos that accept bank transfer will be safe gambling destinations for UK players, or offer the same perks. To make your choice easier, we’ve prepared a series of useful guidelines – your next UK online casino should ideally hit all of these checkmarks, but 5/6 is still okay:

Licensing & Data Confidentiality

A legal requirement for offshore online casinos who want to enter the UK market and advertise their services to UK players is to apply for a local license. As such, the most important aspect you need to check is the licensing details – the regulator should be listed (UK Gambling Commission), alongside a license type and number. Always match those with the regulator’s database to make sure the license is still in good standing and hasn’t been revoked.

Secondly, before registering, do make sure that the online casino has a transparent privacy policy, a clearly stated terms & conditions page, and secure connection via SSL encryption.

Bonuses for Bank Deposits

As you may already know, especially if you’re a regular of roulette tables & slots is that some casino bonuses are restricted if you deposit through a certain method. Usually, it’s e-wallets like Skrill and NETELLER that get excluded from deposit bonuses.

However, other methods can be restricted as well – before you sign up to an online casino with bank transfer, make sure that the advertised promotions can be claimed if you deposit this way (e.g. welcome bonuses, first deposit bonuses, free spins and the like).

Offers Both Wire Transfer and Fast Transfer Options

It’s always a major plus when a UK online casino lists a variety of payment methods in general. Same applies to online casinos that accept bank transfer – you want to benefit from as much flexibility and speed as possible. For example, UK casino PlayOJO offers a fast bank transfer option for domestic transfers, with no middlemen involved, but also lists Trustly as third-party alternative, so players have more choices available.

Low or No Fees

If there’s no room for negotiation with your local bank when it comes to its fees & commissions structure, you can always compare and contrast different online casinos, to find the one with the absolute lowest costs. Some UK online casinos will add processing fees if you make a top-up that’s below the minimum deposit required (e.g. less than £5) or exchange fees if you deposit in a different currency than that of the account. Others, like Videoslots Casino, offer one free withdrawal a day, before adding a fixed fee.

You may think these small sums don’t count – after all, what’s a few quid here and there? However, you’ll be surprised at how fast they add up over a month or a year, especially if you play regularly. Our advice is to go for a bank transfer casino UK with 0 fees, such as PlayOJO or Jonny Jackpot.

Advantageous Minimum Deposit/Withdrawal

Bank transfer casino sites will have different deposit and withdrawal limits when opting for this method – the most common ones we’ve seen are £5- £10 min. for both operations. You should factor in these requirements before signing up and make sure they are in line with your budget.

Allows High Limits

Before you venture into the broad world of bank transfer casino sites in the UK, take a moment to look over the payment methods page and the terms & conditions. Make sure that the casino has high limits per single transaction, as well as generous daily, weekly and monthly thresholds.

For example, a maximum of £10,000 in one transaction via bank transfer would be considered quite good, with monthly limits of £50,000. If the casino has a VIP program or a loyalty scheme, you should also check if custom limits will be made available to you. If not, try to contact customer support – as a high roller, they may be open to negotiating with you.

New Bank Transfer Casinos

A hallmark of new casinos in general, and new bank transfer casinos by extension, is that they offer above average bonuses – this is done to garner a strong reputation over time, make a splash on the day of the big launch or attract more players. Many of these emerging sites know players trust their local bank, sometimes even more than alternative payment processors, so they make sure to include as many options as possible (wire transfer, online banking etc.).

Other features you can expect to come across on brand-new online casinos are responsive designs, the latest HTML5 video slots, modern bonus features (cascading reels, wild substitutions, buy passes), gamification elements (tournaments, races, quests) and such.

Mobile Bank Transfer Casinos

These are bank transfer casinos which are mobile-friendly – they will either have a mobile-optimized platform or mobile apps that enable players to deposit and withdraw on the go. Some may also offer tailored benefits for mobile users, such as in-app bonuses (free spins, welcome bonuses). Furthermore, if you have online banking enabled on your phone, mobile casinos will make it easy to connect your account and send funds quickly from anywhere.

Live Bank Transfer Casinos

If you enjoy playing live dealer games in the UK, a great option is to choose a licensed platform that supports bank transfers to replenish your funds at the roulette, poker, blackjack or baccarat tables. Examples include Unibet and Casumo, both of which have a high-quality live offering and tailored bonuses for this player category.

Bank Transfer Casino Games

The bottom line is that a deposit by bank transfer casino doesn’t differ too much from a regular online casino in terms of accessibility to different games. Whether you’re a beginner or a veteran, once your bank approves the transfer, the funds in your balance can be used for the following games:

Slots

On average, UK casinos hold up to 2,500 online slots in their libraries, split into different categories, in accordance with their features (e.g. video slots, jackpot slots, 3D slots, Megaways slots, bonus buy slots). These are supplied by 50-90 software providers, including the likes of Betsoft, Microgaming or Pragmatic Play, so you’ll enjoy plenty of variety.

Table Games

Another popular category is table games played against the house, such as online roulette, video poker or online blackjack. In this case, no dealer is present, but the results are decided by the computer, namely the RNG (Random Number Generator) technology. There are many budget-friendly variations for British players, for example 20p Roulette or Classic Blackjack.

Live Casino

For advanced players, live dealer games are a must-try, as they combine the atmosphere of a real casino with the technological advancements of our time. Plus, if you use a mobile device to make you bank transfer, you don’t have to switch it: you can enjoy live streaming even on smartphones or tablets. Frequent offerings include live dealer blackjack, game shows, live dealer poker, roulette and baccarat. The software is usually provided by Evolution Gaming or Ezugi.

Other Games

The best bank transfer casinos open to UK players will complete their offer with a series of lesser-known games with a local flavour, for example online scratchcards, as the virtual equivalent to the lottery scratchies. You may also find slingo games on display, keno, crash games or Plinko.

Bank Transfer Casino Bonuses

Before signing up to a new gambling site, it’s imperative to verify if your chosen payment method is eligible for casino bonuses or restricted – if you don’t have the patience to read a lengthy terms & conditions page, you can get in contact with customer support and they’ll provide you with an immediate answer. In the case of bank transfer online casinos, the following bonuses are commonly redeemable through this method:

Deposit Bonuses

When you make a first deposit, you will most likely receive a present from the casino in the form of a welcome bonus or free spins. Some UK casinos, such as Casumo, will reward you with both: 100% Up to £25 + 20 Bonus Spins. Do keep in mind that deposit bonuses come with a set of terms & conditions and wagering requirements.

Reload Bonuses

Reload bonuses are offered to existing players who already redeemed the casino’s welcome bonus in the past. Their role is to entice you to keep funding your account and engaging with the offer, which is why weekly reload bonuses and weekend reload bonuses are fairly common. Reload bonuses will match your deposit by a lower percentage -50% or 25%.

Cashback Offers

Sometimes even the most skilled of players can encounter a losing streak at roulette or online slots: this is where the beauty of cashback offers lies. UK online casinos will give you back a percentage on your winning or losing bets, between 5% to 10% or more. Cashback offers are typically redeemable if you deposited via any method aside from e-wallets, including bank transfer.

Slots Tournaments

A final offer you shouldn’t miss at a bank transfer deposit casino is slots tournaments, also known as races or battles. These competitions are organized by a number of reputable UK casinos, such as EnergyCasino or Videoslots. Some tournaments are free for all users, whilst others require a buy-in or a minimum deposit. You can easily get the funds in your account using bank transfer, as the buy-in amounts are usually quite small – £10 or £20.

Once you’ve signed up, you have to play the eligible slot games and acquire as many points as possible. There will be a prize pool that gets split between the first 10 or 50 players – depending on the casino, you can expect to earn between £5,000 – £10,000 in cash or other goodies, such as free spins, smartwatches or trips to luxurious locations (Las Vegas, Maldives etc.).

Summary

Without a doubt, we live in the golden era of innovation for financial services, and the UK has proven to be at the forefront of it. Does that mean the outdated bank transfer will one day become obsolete for players? It’s up for discussion.

Despite the rise of alternative banking like e-wallets or mobile pay, we believe that bank transfer casinos can still thrive – some players will always prefer familiarity, security and convenience. And who can argue with that?

Author

Jana Yarrow

Author, Gambling Know-All & Safety Master

Experience:3 years

It’s been almost three years now since Jana’s dedicated her life to guiding you through the world of online casinos at CasinoHEX UK. As teammates, we sometimes call her a gambling know-all and a safety master. Jana pays a lot of attention to the safety measures while writing in-depth casino guides for UK players.

Being a player herself, she’s seen both bright and dark sides of gambling. That is why Jana strongly believes in CasinoHEXes’ mission to provide a safer gambling environment.

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