Amex Casino UK
American Express (Amex) is a globally recognized financial company, established in 1850. Known for its iconic blue logo, Amex offers a range of products, including traveler’s cheques, charge cards, and credit cards. Over the years, Amex has expanded into various sectors, including online gambling and sports betting. While Amex is popular among online casinos in the USA, it’s notably absent from UK Gambling Commission (UKGC) licensed casinos. But why is that the case? Let’s find out.
This page will delve into the history of Amex, the benefits of using Amex at online casinos, how to make casino payments with Amex in the UK, and the pros and cons of this payment method.
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Why You Won’t Find Amex at UKGC-Licensed Casinos
The non-acceptance of American Express (Amex) at UK Gambling Commission licensed casinos is really closely related to tight regulation from the UK concerning gambling-related transactions. In this context, the UKGC handed a blanket ban on the use of credit cards for all forms of gambling, whether online or offline, excluding lotteries, from April 2020. This formed part of an extended program related to consumer protection and lowering risks associated with problem gambling.
American Express is directly under this regulation, as it is mainly a credit card provider. It is the opinion of the UK government and the UKGC that limiting the use of credit cards in gambling will enable players to avoid spending beyond their means into debt. That is to say, though Amex is accepted by quite a large number of online casinos globally, it cannot be used at gambling sites sporting the UKGC license.
This step is in line with the continuous efforts of the UK to ensure responsible gambling and protect the consumer, particularly those vulnerable to gambling-related harm. Though this regulation has limited payment options for UK players, it remains one of the steps towards having a safer gambling environment within the country.
AMEX Overview
AMEX or American Express is one of the oldest US companies operating in the financial services and banking sectors. Since the 1850s, they have steadily provided global clients with a wide range of products, including credit cards, prepaid debit cards, gift cards and savings accounts. Over 110 million cards issued by the company are in use today worldwide, and roughly 24% of all credit cards used in the United States are AMEX cards.
American Express is a popular option for shoppers in the UK, as it is accepted by all major brands. Anyone over 18 can apply for a credit card or debit one with the company, with spending limits and reward points increasing for higher-end options. Gamblers have also started looking at AMEX as a possible option to fund their casino balance and withdraw their winnings. Today, there are dozens of online casinos that accept American Express UK, but not all cards issued by AMEX are accepted for online gambling.
Since April 2020, the UK Gambling Commission has placed a ban on the use of credit cards and e-wallets funded by credit cards for gambling purposes, to discourage reckless spending and support responsible play. AMEX debit cards issued by the company will still be accepted at AMEX casinos in the UK. To identify them, look for the company's trademark blue logo in the list of banking options, contact customer support or go over our list of recommended best American Express online casinos.
Depositing With American Express
Making a deposit at an online casino accepting AMEX is a straightforward process. The steps to follow are very similar to those involved when purchasing online with famous competitors VISA or Mastercard. Another important perk to mention is that American Express is a partner bank to Google Pay and Apple Pay – so, if you have a debit card issued by the company, you can add it to your e-wallet of choice and pay from anywhere, using a mobile device or tablet.
In addition, UK-based players can also download the American Express mobile app, which is available for Android and iOS. This enables you to connect your bank account in minutes, set up custom security features and manage all aspects of your account on the go.
AMEX is also known for offering spending rewards for active card users, such as loyalty points or cashback, which is another reason to consider American Express gambling.
How To Deposit
Once you’ve found the right Amex Casinos UK for your preferences, all you need to do is make sure you have your laptop, mobile device or tablet nearby, as well as the debit bankcard tied to your account. Then, just follow these easy steps to get the best online gambling experience possible:
- Go to the payment methods, cashier or banking section of the casino.
- Select American Express payment method from the menu (look for the iconic blue logo!).
- Fill in the card information (card numbers, expiration date, secure 3-digit code on the back).
- Specify the amount you want to deposit.
- Confirm the transfer via your chosen authentication method (SMS code, straight from the app etc.).
Go over the cardholder agreement and terms & conditions to ensure no extra charges are added. Currency exchange fees may be added if your casino balance is in GBP and your card is in EUR, or processing fees for simply handing the transaction. Minimum deposit requirements are usually £10 or £20, but if you're a small stakes player, look into cheaper alternatives such as mobile billing.
Withdrawing with American Express
American Express gambling sites UK may not accept both AMEX deposit funds and withdrawals, so if you want to cash out your wins, look for an alternative such as a bank transfer. If you want to stick to the same payment method, look into online American Express casinos for both operations, such as Black Magic Casino.
Online best American Express casinos must only accept a withdrawal with AMEX if you've made a successful deposit in the last 30 days. The card must be issued to your legal name and match the one listed on the casino account. KYC (Know Your Customer) and AML (Anti Money Laundering) verifications must be passed in advance. Upload copies of requested documents and wait for confirmation from the customer support team. The process will take 24-72 hours.
How to Withdraw
Withdrawing your winnings only takes a few minutes of your time – do keep in mind that you can only cash out real money. If you have any active bonuses, don’t forget to fulfil the wagering requirements for those first. Once you are logged in your player account, follow the guidelines below:
- Visit the cashier once again.
- Choose American Express from the list of withdrawal methods.
- If they are not already saved, enter your card details once again.
- Insert the amount you wish to withdraw.
- Authorize the transaction.
During the withdrawal process, you will be notified if any processing fees apply – typically, they will be covered by the sites that accept American Express. There will also be minimum and maximum withdrawal limits, which vary from casino to casino. Common thresholds are £10-£20 (min) and £50,000-£100,000 (max).
If all documents have been submitted properly, a withdrawal request should be handled in 24-48 hours. On top of that, the transfer itself can take anywhere from 3-5 days, depending on the processing bank.
Amex Casinos Pros & Cons
Choosing AMEX as your go-to payment method for online gambling will come with a heap of benefits: some are provided by the prestige and reputation of the founding company itself, whilst others are unique to the best AMEX casinos UK, for example access to casino deposit bonuses, a large portfolio of games or even VIP clubs.
AMEX is a global company with a large network of partner banks in different countries, so if you're in the UK, there will be a different cardholder agreement that applies to you. Some intermediary financial institutions don't take kindly to online casino transactions and will block them by default, so it is important to read the cardholder agreement and other terms & conditions carefully.
With that said, it’s important to stress that there’s no such thing as a perfect banking method for everyone: it all comes down to your online gambling habits, your budget and which processor best fits your needs.
Pros:
- All online payment methods can be handled from the AMEX mobile app (available on Android/iOS).
- Bank transfer and debit bankcard transactions supported at American Express casino sites UK.
- AMEX is compatible with Apple Pay and Google Pay.
- State-of-the-art security measures (fingerprint, face ID, card freezing, 2FA).
- American Express offers 24/7 customer support and so do most AMEX casino sites.
- The company has its own rewards system for transactions (points, cashback, AVIOS).
- Instant American Express deposits: funds available for wagering in real time.
- One of the biggest issuers of debit/credit cards (over 110 million active cards).
- Spending history & transaction tracking features in the app (can help you manage your bankroll).
- One of the most user-friendly mobile phone apps.
- Some of the best UK casinos online take AMEX.
Cons:
❌ The company’s credit cards can’t be used for gambling in the UK.
❌ Withdrawals are slower than other methods, like e-wallets.
❌ You have to expose your card numbers and banking details on every transaction at an AMEX casino UK (possible risk of theft, card cloning or fraud).
❌ Harder to find AMEX casinos than Mastercard/VISA casinos.
❌ Several AMEX benefits are for credit card users only (membership rewards, cashback).
❌ AMEX charges companies fees for the transactions they process: some smaller UK casinos may avoid integration for this reason alone.
❌ Few online casinos that accept American Express UK also support withdrawals through this method.
❌ Some AMEX cards have hefty annual fees for users.
❌ UK-based players are not eligible to order certain debit/credit cards issued by AMEX.
❌ Applying for an AMEX card requires a positive credit history: not accessible to anyone with a history of bad debt.
Amex Alternatives
If you’ve browsed our guide or searched everywhere for casinos accepting AMEX and still haven’t found the right gambling destination for you, don’t worry. There are plenty of services that offer similar benefits to AMEX, which are integrated with UK online casinos, for example:
VISA
VISA is an undisputed leader on the global digital payment methods market, having the widest coverage and issuing 3.9 billion cards. Its core products are credit cards, debit bankcards, gift cards and prepaid cards, which are similar to those provided by AMEX. VISA offers great security features such as fraud prevention and advanced authorization using AI, and is accepted by some of the best UK casino brands. Casino deposits using VISA debit bankcards are instant, while withdrawals take up to 5 banking days. Furthermore, cards issued by VISA are also compatible with e-wallets – you can use them without issue at casinos that accept Apple Pay or Google Pay.
Mastercard
Mastercard is the second-largest payment method in the world and a publicly traded company. It issues a wide range of products for personal and corporate use, and has a massive network of ATMs worldwide. There are also plenty of MasterCard casino sites active on the UK market, with instant deposits with no extra fees and withdrawal times ranging from 2-5 banking days.
Prepaid Cards
Prepaid debit bankcards in the UK are available from a variety of companies, such as Mastercard, Wise, Monese, VISA, Revolut, Paysafe or Suits Me. Paysafe is the handiest alternative for UK players, as it is accepted by the best gambling sites and offers an increased level of confidentiality. It can be purchased anonymously and used without a bank account, and can be bought all over the UK at pharmacies or convenience stores. To make a deposit, users need to insert the 16-digit PIN code written on the card at checkout. The PaySafeCard mobile app for Android and iOS can help manage all casino online payments and check their balance on the go.
American Express Casino Bonuses
Although it’s mostly known for its premium credit cards, AMEX is a highly competitive and versatile company in terms of its offering. Because it also issues debit cards, you can still use the service to make casino payments in the UK in 2022. To reiterate, the UK Gambling Commission’s ban only applies to credit cards and e-wallets funded by credit cards.
Similarly to its primary competitors – VISA and Mastercard, you should have no issue redeeming a casino bonus if you deposit with your AMEX debit card. Our advice is to check the terms & conditions and the banking sections of the casino – the fine print will tell you which AMEX casino bonuses are eligible if you deposit with AMEX, what is the minimum sum required, how many times you need to wager the bonus funds and such.
If you can’t find this information written anywhere, look over the FAQs or contact customer support on live chat/e-mail – they’ll be happy to assist you.
Welcome Bonuses
After signing up to a new American Express casino and verifying your account, you’ll automatically be eligible for its welcome bonus. The sign-up offer typically includes a match deposit fund bonus (e.g. 100% up to £500), a set number of free spins, a cashback percentage or even a welcome package, if you make consecutive deposits.
Welcome bonuses come with terms & conditions and wagering requirements for the bonus funds. In some cases, you may need to use a promo code or speak to customer support to be granted the bonus. Other times, once you make the minimum deposit required with AMEX (e.g. £5, £10 or £20), the deposit bonus will be credited to your balance instantly.
Free Spins
Free spins are practically free games offered by top online casinos to newcomers – they are usually added to the welcome package or provided on a seasonal basis (e.g. Christmas or Halloween free spins). UK AMEX top online casinos will gift you anywhere from 50-100 free spins at one slot title selected by them, a few slot games sharing the same theme, or launches from the same developer (e.g. 50 free spins at NetEnt slots).
Free spins often come with wagering requirements, have a cap on the maximum win you can acquire with them, and can be played at a minimum stake value (e.g. £0.01). Some UK brands, such as Energy Casino, offer no wagering free spins – they allow you to play online and withdraw money directly, with no extra steps.
Cashback
Cashback is a very common offer for VIP players, but it can also be granted to regular players at AMEX casino UK sites – for example, UK brand Fun Casino offers 10% unlimited cashback after registration. The principle of the offer stays the same – you receive a percentage back on your losing or winning bets.
The vast majority of AMEX cards already offer some form of cashback, be it 2% or 5%, so this casino offer will be an added perk, allowing you to cumulate the cashback percentages and earn more over time. Once again, we highly advise looking over the terms & conditions, as some games may not qualify for cashback – e.g. jackpot slots or live casino.
VIP Bonuses
If you use a higher-tier card issued by American Express, you will naturally have generous withdrawal limits from the company itself. On top, you may also receive VIP treatment from online casinos that accept American Express UK, if you’re enrolled in their loyalty scheme or frequently deposit and withdraw large sums.
Common VIP benefits include larger deposit bonuses, birthday bonuses, gadgets or a personal account manager. Furthermore, VIPs sometimes have an exclusive helpline, priority customer support and even benefit from faster cash out, compared to regular players. In fact, it’s very common for an instant withdrawal casino UK to attract high rollers because of this unique perk.
How to Choose a Safe American Express Casino Site?
As a UK-based player, it’s imperative to find a secure online casino that complies with the local laws and responsible gambling initiatives imposed by the UKGC. Because credit cards have been banned at licensed UK casinos, the task of finding local operators that are integrated with AMEX becomes a bit harder, but not impossible. Party Casino is a happy exception, with more choices outlined for you on this page.
The bottom line is that it’s a lot more common to find Curaçao casinos that support AMEX, such as Black Magic Casino. However, the government of Curaçao is a licensing jurisdiction with different laws and regulations, which are less strict compared to those imposed by the UKGC.
Whilst Curaçao casinos will accept credit card deposits and withdrawals with AMEX, including for UK players, they are not required by law to impose certain safeguards, such as sign up for the GAMSTOP self-exclusion scheme. That’s not to say all Curaçao casinos are unreliable – with a little digging around, you can still find some solid alternatives.
With that out of the way, we’ve prepared a set of key factors to look at to determine if your next online casino AMEX is legit and safe. The more features present from our list, the more peace of mind and security you’ll enjoy on your next visit:
Verify Its Legality, Licensing Details & Security Procedures
Casinos that accept American Express and target UK-based players typically have double licensing, from an international regulator like MGA (Malta Gaming Authority) or the government of Curaçao, and a local one from the UKGC (the UK Gambling Commission). Never sign up on an online casino that doesn’t display its licensing credentials transparently: the issuer, the availability, the license type and number.
Additionally, you should expect to find some safety procedures in place on the platform itself, such as firewalls, a valid SSL certificate that encrypts all information shared, a privacy policy and a comprehensive terms & conditions section for the bonuses.
Make Sure Amex Is Supported for Both Deposits & Withdrawals
This aspect will be listed in the banking section, in the FAQs or in the terms & conditions. The best online casinos that accept American Express allow you to use this method for both operations. This will make it much easier for you to gamble, deposit and cash out on the same device – you won’t be forced to make additional accounts, use another payment processor or pay any unnecessary commissions.
Check the Games & Software Fairness
The content library available is the primary reason why players may choose Amex casinos over other alternatives. After all, you’re mostly here to play real money casino games, have some fun, redeem some great bonuses and possibly win, right?
There are many ways you can check if the software is legit – some top UK online casinos, such as PlayOJO or VideoSlots have entire sections dedicated to fair play, software providers and the RTP scores of different games. Others display independent certification from eCOGRA or iTech Labs. If you see household studios and developers, such as NetEnt, Blueprint Gaming or Pragmatic Play, that’s also a very good sign.
Bonuses Not Restricted to AMEX Users
Depending on each online casino’s individual policies, local gambling regulations and payment agreements with third-party companies, some banking methods will not be eligible for various bonuses, such as first deposit bonuses or free spins.
E-wallets like Skrill or NETELLER are usually excluded, but it doesn’t hurt to ask customer support or look over the payments page to find out if any restrictions apply to AMEX, either.
Flexible AMEX Transaction Limits
Amex online is a payment processor often used by elite groups of players, VIPs or high rollers. That is because many of the company’s card products are geared at exclusive members, often providing better perks compared to standard cards, such as higher limits, rewards or points.
Ideally, your next Amex casino should provide the same level of flexibility when it comes to single transaction limits, daily deposit limits or monthly thresholds. A good range to look for is £10- £25 (min) and at least £25,000 (max). If you have VIP status, ask around if there’s room to negotiate even higher limits.
No Extra Fees
Looking at them separately, extra fees added by the casino or the financial institution may seem like drops in the ocean. A few extra pounds don’t break the bank in and of themselves, but if you play every single day, you’re looking at money down the drain that you could have saved and used on a new game session.
Search for AMEX casinos with no fees for all operations – deposits, withdrawals, refunds. You’ll be able to find out if that’s the case by going over the banking section of the casino or by asking customer support directly. Another protip is to make sure your AMEX card currency matches that of the player account – GBP to GBP transfers typically incur no extra fees.
Why Choose Amex Casinos?
Although AMEX originated in the United States and it still primarily serves this market, the company has millions of customers and offices worldwide, including in the UK.
A British favourite for shopping sprees and travel, the AMEX payment system and mobile app offers so many features that make it attractive to gamblers as well, such as high security or rewards. Despite credit cards no longer being accepted for gambling in the UK, there are some popular workarounds from the same company: pre-paid debit cards and gift cards.
As such, AMEX casinos remain a versatile, go-to destination for British players even in 2022 – there are very little chances of this changing anytime soon, meaning that new online casinos will most likely integrate AMEX by default!
FAQ
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What is AMEX?
- AMEX is an acronym for American Express, which is one of the most well-known providers of financial services and credit cards worldwide.
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Can you use Amex at online casinos?
- Yes, as long as the online casino in question is integrated with American Express for deposits and/or withdrawals. It doesn’t hurt to look over your unique cardholder agreement, either, as some AMEX cards can’t be used for gambling transactions.
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Can I use Amex on BetMGM?
- Yes. A variety of AMEX cards are accepted at BetMGM for deposits, except for Corporate Travel Cards, Prepaid Cards, Small Business and Bank Co-branded cards. BetMGM doesn’t allow withdrawals to AMEX, however. Also, if you’re a UK player, you can’t register on BetMGM – the brand primarily services US and Canada residents.
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Can I use AMEX gift cards at online casinos?
- It depends on the online casino’s policy. Some UK gambling sites and sports books do accept gift cards, vouchers and other pre-paid methods, including those issued by AMEX. Your best bet is to check with customer support.
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Can I use credit cards at UK casinos?
- Unfortunately, no. Since April 2020, the UK Gambling Commission has banned the use of credit cards and e-wallets funded by credit cards on its licensed casinos. This restriction doesn’t apply to offshore casinos, regulated in other jurisdictions, such as Curaçao, Gibraltar or Malta.
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Can I play American slots in UK?
- Yes, many American-style slots are available at UK casinos, as the developers supplying the software have a global reach. You can try out classic Vegas titles, like 777 slots or fruit machines.
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How do I download the AMEX mobile app?
- All you have to do is visit the official American Express website and scan the QR code with your mobile device to start the download. The app is compatible with iOS and Android operating systems. After setting up your account, you’re also ready to make your first deposit at an AMEX casino UK!
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Can I get a deposit bonus at online casinos that accept American Express UK?
- If your UK casino AMEX of choice advertises a welcome bonus or free spins with your deposit, and doesn’t mention anywhere in the terms & conditions that AMEX is restricted, then yes. Contact customer support also, just to be sure, in case any other steps need to be taken, like using a bonus code.
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Who doesn’t accept AMEX UK?
- Unfortunately, there are many trusted UK casinos that don’t take AMEX for deposits or withdrawals, for example LeoVegas or Paddy Power.
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How do I choose a trusted online casino who accepts AMEX?
- Always look over the licensing information to make sure the website functions legally, check out the games list and verify if the software is provided by accredited studios and, lastly, read the bonus terms. You can also avoid blacklisted online casinos by going over UKGC’s public register.
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Can I have custom deposit and withdrawal limits at online casinos accepting AMEX?
- It depends on the online casino AMEX in question and their policies. Typically, they are open to discussing higher daily, weekly, monthly and single transaction limits if you are a VIP or high roller.
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